.Union Money Management Minister Nirmala Sitharaman3 minutes reviewed Final Updated: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Finance Administrator Nirmala Sitharaman declared that the authorities intends to open up over 30 thousand brand new PMJDY accounts in the course of 2024-25.Instruction press reporters, Sitharaman unveiled that as of August 14, 2024, a total of 531.3 thousand Jan-Dhan profiles have levelled due to the fact that the scheme's launch a many years ago, along with a collective deposit remainder of Rs 2.3 trillion.The typical balance per account has increased from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. About 80 percent of these accounts are actually currently energetic." PMJDY has actually played a crucial job during the astronomical, particularly for women," mentioned Sitharaman.Despite the allotment for zero harmony and also the absence of a minimal harmony criteria, merely 8.4 per cent of the accounts sustain a zero balance. The program has been actually particularly effective in non-urban as well as semi-urban regions, where 66.6 per cent of the accounts lie.Since August 14, 2024, ladies account owners embody 55.6 per cent of the overall profiles, amounting to 295.6 thousand accounts, depending on to the Ministry of Finance.
Currently, 99.95 percent of all lived in villages have banking facilities accessible within a 5-kilometre radius via numerous touchpoints, including banking company branches, automated cashier makers, banking contributors, and also India Post Settlements Bank.As of August 14, 2024, there end 1.73 billion surgical CASA (current account interest-bearing account) profiles in the country, featuring much more than 530 thousand operative PMJDY profiles.Relating to social security schemes, Sitharaman highlighted that over 200 thousand cumulative enrolments have actually delivered life insurance coverage of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with a yearly costs of Rs 436.Furthermore, over 450 million cumulative enrolments have provided one-year unexpected cover of Rs 2 lakh (for fatality or long-lasting total impairment) as well as Rs 1 lakh (for long-lasting partial handicap) under the Pradhan Mantri Suraksha Bima Yojana, along with a superior of Rs twenty annually.The Atal Pension account Yojana has actually registered over 68 million customers.In regards to credit-linked plans, Sitharaman disclosed that under the Pradhan Mantri Mudra Yojana, 489.2 million advancing car loans amounting to Rs 29.93 trillion (since July 12, 2024) have actually been accredited to provide collateral-free institutional financing to mini and also small business units as much as Rs 10 lakh for income-generating tasks.Under the Stand Up India Scheme, 236,000 cumulative lendings completing Rs 53,609 crore (since July 15, 2024) have been actually approved to Scheduled Caste, Scheduled Tribe, and also ladies business owners for establishing greenfield jobs.In addition, the Pradhan Mantri SVANidhi plan has actually sanctioned fundings worth Rs 12,630 crore to 6.52 thousand street sellers since August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) released on August 28, 2014.u00b7 PMJDY collective deposit difference of Rs 2.3 trillion.u00b7 There more than 1.73 billion personnel CASA accounts.u00b7 Ladies account owners comprise 55.6% of total accounts.First Published: Aug 27 2024|9:37 PM IST.